Let’s face it, we live in a litigious society today...especially if you reside in California.
Lawsuits are on the increase and the average settlement is growing each year. Have you
ever stopped to wonder how it might be on the wrong end of a personal injury lawsuit?
Any of us who drive our car down the road each day are exposed to the possibility of a
serious car accident where we may be at fault.

Here is a statement of fact... Insurance policies do not cover everything! While both auto and home insurance policies do provide broad coverage, there are some perils that are not covered that you need to be aware of.

If there’s one important thing you should be doing regarding your personal insurance it is this… review your insurance with your agent at least on an annual basis.

As I meet with people in my business, the most frequent mistake I see people make is having auto liability and home dwelling limits that are too low.  What do I mean by “too low limits”: